Finance

Wood herringbone

Flexible Finance

Spread the cost with flexible finance!

At IB Flooring, we understand that many customers may prefer the option of paying with finance. That’s why we’re proud to be partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost of your purchase with manageable monthly payments.

  • 0% APR finance over 6 or 12 months
  • Fixed finance at 9.99% APR over 24 months
  • Fixed finance at 15.9% APR over 36 months

A deposit may be required, and we will agree the deposit amount with you before you begin the application process.

Ideal4Finance helps thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.

You can apply online or by telephone, and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

Here is a representative example of £5,000 purchase, with a 25% deposit, paid over three years (36 months) at 15.9% APR

Purchase amount £5,000; deposit amount £1,250; total credit £3,750; interest rate 15.9% (fixed); loan duration 60 months; monthly repayment £129.71; total repayable £4,669.70; total cost £5,919.70.

For 0% APR finance on all products

IB Flooring Limited is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term. (This final paragraph is your IAR disclaimer, which must be included on your website even if you choose not to create a finance page)